Let your planguide your wealth.
From today’s ambitions to your family’s future,
your plan connects every decision to what truly matters.
We provide personalized planning. Not a one-size-fits-all solution.
It’s why our planning works.
Define which goals
matter to you
How much passive income would you like to earn during retirement?
Passive Income Target
USD
What other goals would you like to plan for?
Estimated amount
University start year
Expected years in university
What other goals would you like to plan for?
Estimated amount
When are you planning on purchasing your Family Dream Home?
Within
6 Years
By
2032
All your wealth in one place
Securely link every brokerage, bank and custodian — onshore and off. Read-only, audited, and refreshed automatically so your full picture is always current.
- 250+ institutions across the GCC, UK, EU and US
- Read-only credentials, never stored in plaintext
- Multi-currency consolidation with daily refresh
Model your future
Plan Smarter.
See Further.
Forecast your income, test scenarios, optimize risk, and project growth in real terms — giving you a clear view of your financial future and the confidence to act.
See how plan works
Invest with purpose, guided by your plan
Outline your
current wealth
Your portfolio is built to fund your goals, dynamically adjusted to match your risk profile and liquidity needs — so every investment moves you closer to what matters most.
See how plan worksA financial plan is not a document you receive once. It is the standing answer to a question you will keep asking — whether the money is going to do what you need it to do, and what to change if it will not. This is how that gets built under a CMA advisory licence, and what it costs.
What the engagement actually involves
It starts with a complimentary session and a full picture: what you own, what you owe, what comes in, what goes out, and the commitments you are carrying — a retirement figure, education costs, a property purchase, family obligations, something to pass on. Goals get dates and numbers attached, because a goal without either cannot be tested.
From there your advisor builds the strategy: how much needs to stay liquid, how the rest should be allocated across asset classes and currencies, what the plan assumes about inflation and returns, and where it breaks if those assumptions are wrong. You get the reasoning, not just the recommendation.
Then it is maintained. Markets move, salaries change, families grow, and plans that are not revisited quietly stop describing reality. Formal reviews happen at least annually with quarterly check-ins, and anything material — a job change, a liquidity event, a move — triggers a rework rather than waiting for the calendar.
You keep control of the assets
Vault Saudi is licensed by the CMA for advisory activity. We do not hold client money, take custody of assets, or place trades for you. Implementation stays with you and the institutions you choose — your bank, your broker, your custodian.
For a client that has two consequences worth understanding. Nothing has to be moved before advice can begin: we can plan around what you already hold, wherever it is held. And there is no unwinding if you stop working with us, because there was never anything of yours inside a Vault entity to unwind. The relationship is portable by construction.
Planning around assets held elsewhere
Most clients arrive with holdings scattered across institutions and jurisdictions — a Saudi bank account, an offshore brokerage, a legacy pension from a previous employer, property. Each sends its own statement, in its own currency, on its own cycle, and nobody sees the total.
Accounts can be linked read-only across 250+ institutions in the GCC, the UK, the EU and the US, consolidated into a single multi-currency view that refreshes daily. Credentials are never stored in plaintext and access is read-only — the connection can report, and cannot transact. Anything that cannot be linked is entered manually, because a plan built on a partial balance sheet is worse than no plan.
What planning costs
Your initial plan is complimentary. Ongoing advisory is covered by a flat monthly subscription, and bespoke planning sessions are billed at a published hourly rate — both listed on the fees page.
There is no assets-under-management fee, so the cost of advice does not rise because your portfolio did. There are no transaction charges, because we do not transact. And there are no commissions from any product provider, so nothing in your plan is there because it paid us to be. If the right recommendation is to leave a position alone, that recommendation costs us nothing to make.
One plan. One place. Total clarity.
Explore your plan inside the app, track your progress in real time, and make smarter decisions with clarity. When you need it, your advisor is there to guide you — combining technology with experience.
Questions about planning
No. You can plan around assets that live elsewhere — property, pensions, offshore accounts. The more we see, the sharper your plan becomes.
Your plan is reviewed continuously as markets move and your circumstances change. We also schedule a formal review with your advisor at least once a year — more often on request.
Absolutely. Buy a home, welcome a child, change jobs — your advisor reworks the projection and adjusts the strategy to match the new reality.
We'll flag it early. Your advisor will walk through the trade-offs — contributing more, extending the timeline, or adjusting risk — so you stay in control.
Your initial plan is complimentary. Ongoing service is covered by our flat monthly subscription, with bespoke planning sessions billed at our published hourly rate.