We built Vault as a response to a system that often prioritised appearances over alignment.
Follow our journeyWe don’t spend your fees on hospitality.
We give it back to you—through better advice and better outcomes.
Everything we do is grounded in a clear set of principles — shaping both how we advise and how we invest.
At Vault, our investment philosophy is a blend of eight key principles that guide our approach to wealth management. Each principle is carefully designed to help our clients achieve their financial goals and secure their financial future.
Vault advisors are selected for judgment, experience, and alignment—not sales ability.
They work with you to understand your full financial picture, define clear goals, and build a portfolio tailored to your needs.
In volatile markets you need sound strategy, wise counsel and the encouragement to stay the course. Hatim and the Vault team genuinely understand my goals — seasoned professionals I trust.
Reliable people with deep expertise and a real can-do attitude. It's a privilege to work with you.
I'm hands-on with my wealth and investment portfolio. The Vault team worked with me as a partner to implement a Dalio-style 'All Weather' structure. Overall, I see Vault as a long-term wealth partner.
Vault's digital but still personal approach is what we appreciate most. Money matters are sensitive, and their transparency builds trust quickly.
Finally, professionals who actually listen. Vault's depth of options builds a level of trust I never found at private banks — my family has a real partner now.
Hicham brought clarity and structure to my investments I'd never had before. Responsive, thoughtful, and genuinely focused on long-term wealth rather than short-term moves.
I've worked with well-known institutions before, but never experienced a service this tailor-made — clear, structured, and refreshingly grounded in long-term strategy rather than media noise.
Yes — Vault Saudi Limited Company is licensed and regulated by the Capital Market Authority (CMA) of Saudi Arabia (licence 25313-20), with offices in Riyadh.
We provide holistic wealth advisory — financial planning, portfolio strategy, asset allocation, and family-wealth guidance — under our CMA advisory licence. We act as fiduciaries for our clients.
Private banks earn most of their revenue from product commissions, FX spreads, and placement fees — which can quietly bias the advice you receive. Vault charges a single transparent fee and earns nothing from product providers, so our incentives stay aligned with yours.
Your relationship with your Vault advisor doesn't depend on a postal address. Wherever you're based, you can continue to receive ongoing planning and advisory support from the same dedicated advisor.
